Appraisal services for Cookeville and Putnam County homeowners

See the top seven reasons TN homeowners order from KRC Appraisals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a TN property tax assessment
Remove PMI to reduce a mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Putnam county or TN by determining the true market value of property in question

Own a house in or near Cookeville, TN and need help deciding the value of it?
Contact KRC Appraisals.

At KRC Appraisals, we understand the individual needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at KRC Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At KRC Appraisals, we're experts in helping people just like you do away with undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in an area that's declining or not appreciating as much as other properties close to yours. That means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from KRC Appraisals is your chief weapon.

Recently got a freeze your HELOC?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from KRC Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for verity or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from KRC Appraisals can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? KRC Appraisals can help with that too. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.